India Home Loan Market Size & Share Analysis - Growth Trends & Forecasts (2024 - 2029)

The India Home Loan Market is segmented By Customer Type (Salaried, Self-Employed), By Source (Bank and Housing Finance Companies), By Interest Rate (Fixed Rate and Floating Rate), and By Tenure (up to 5 Years, 6 - 10 Years, 11 - 24 Years, and 25 - 30 Years). The report offers market size and forecasts in value (USD) for all the above segments.

India Home Loan Market Size & Share Analysis - Growth Trends & Forecasts (2024 - 2029)

India Home Loan Industry Overview

The home loan market in India was considered fragmented, with a large number of players operating in the market. There were several banks, non-banking financial companies (NBFCs), housing finance companies (HFCs), and cooperative banks that offered home loans to consumers. This fragmentation resulted in intense competition among lenders, leading to various loan products, interest rates, and customer service offerings. Some major players in the market are HDFC Housing Finance, LIC Housing Finance Limited, Indiabulls Housing Finance Limited, L&T Housing Finance Limited, and PNB Housing Finance Limited.

India Home Loan Market Leaders

  1. HDFC Housing Finance

  2. LIC Housing Finance Limited

  3. Indiabulls Housing Finance Limited

  4. L&T Housing Finance Limited

  5. PNB Housing Finance Limited

  6. *Disclaimer: Major Players sorted in no particular order
India Home Loan Market  Concentration